Anna Home Values

Anna sits just north of McKinney along the US-75 corridor, one of the fastest-growing stretches in Collin County. A decade ago it was cotton fields and county roads. Today it's a patchwork of master-planned communities — Parks at Foster Crossing, Anna Town Square, Anacapri, Hurricane Creek — built almost entirely by production homebuilders like Mattamy, Beazer, Bloomfield, DR Horton, and HistoryMaker. Anna ISD schools anchor most neighborhoods, and amenity centers with pools and playgrounds are standard issue. The old town core along FM 455 is still small, but the rooftops are multiplying fast.

Anna's market is under real pressure. Nearly three-quarters of closings in the last quarter came in under list price, and the typical seller is recovering just 92.4 cents on the dollar. Builders are driving that dynamic — rate buydowns, five-figure closing cost credits, and price cuts on standing inventory are everywhere in the MLS remarks. Average seller concessions over the past year topped $27,000, an extraordinary figure for homes in the mid-$300s. Months of supply has climbed past eight, firmly in buyer territory. Days on market stretched to 76 in the most recent quarter, up from 61 over the trailing year.

Anna's distress is structural, not seasonal. Builders overbuilt into a rate environment that shrank the buyer pool, and now they're competing against each other with incentives that keep pulling prices down. Resale owners are caught in the crossfire — they can't match a builder's rate buydown on a brand-new home. Until starts slow meaningfully or rates drop enough to unlock demand, expect concessions to remain elevated and list-price ratios to stay compressed.