75020 Home Values
75020 Market Snapshot
| Active 503 listings | New 89 30 days | Closed 39 30 days | Pending 2 30 days | Supply 13.5 months | Absorption 5.2% monthly | Over List 1% sold above | Under List 62% sold below | Concessions 41.1% % of solds | Avg Concession $8,716 seller paid |
Source: NTREIS MLS • Excludes leases • Jun 2026
75020 Market Trends
New Builds Crowd Denison's Aging Brick Streets
The 75020 side of Denison is a patchwork of eras. Pre-war bungalows and Craftsmans line W Walker and the streets fanning south of downtown, many with original hardwood floors and 1920s character waiting on renovation budgets. A wave of affordable new construction from Imagination Homes and Wyldewood has filled vacant lots with 1,200-to-2,000-square-foot specs priced in the high $200s to low $300s. Half-duplexes and full duplexes built since 2020 dominate the rental stock, often featuring granite counters and vinyl plank on compact lots near Loy Lake Road. A few two-acre parcels with stone or brick homes anchor the south end near the dam.
The average concession amount in 75020 jumped to roughly $11,300 last quarter — up more than a third from the prior period's average — while the share of closings that included seller concessions climbed to nearly four in ten. Sellers received just over 92 cents on the dollar at closing, and not a single tracked transaction closed above list price, based on MLS data for June 2026 closings in 75020. Price per square foot held near $160, with the median sale running just under $240K. Homes that closed came off the market in about 65 days, several days faster than the trailing-year pace, though the concession data suggests sellers absorbed that velocity at the negotiating table rather than through asking-price reductions alone.
Active supply in 75020 held near 490 homes while pending contracts declined to roughly 60 — the lowest pending-to-active ratio in recent months — leaving absorption pressure elevated heading into summer. Months of supply remained above 14, well above the buyer-seller equilibrium threshold, and new listings continued entering the pipeline at roughly 280 over the quarter. The widening gap between active and pending inventory signals that buyers in 75020 retain meaningful negotiating room, with little near-term indication of supply tightening.
Market Updates
The average concession amount in 75020 jumped to roughly $11,300 last quarter — up more than a third from the prior period's average — while the share of closings that included seller concessions climbed to nearly four in ten. Sellers received just over 92 cents on the dollar at closing, and not a single tracked transaction closed above list price, based on MLS data for June 2026 closings in 75020. Price per square foot held near $160, with the median sale running just under $240K. Homes that closed came off the market in about 65 days, several days faster than the trailing-year pace, though the concession data suggests sellers absorbed that velocity at the negotiating table rather than through asking-price reductions alone.
Active supply in 75020 held near 490 homes while pending contracts declined to roughly 60 — the lowest pending-to-active ratio in recent months — leaving absorption pressure elevated heading into summer. Months of supply remained above 14, well above the buyer-seller equilibrium threshold, and new listings continued entering the pipeline at roughly 280 over the quarter. The widening gap between active and pending inventory signals that buyers in 75020 retain meaningful negotiating room, with little near-term indication of supply tightening.
Price per square foot in 75020 has compressed to roughly $149 during recent closings — about 12% below the Grayson County benchmark and down from around $162 over the trailing year. Closed sales are running roughly 89 days, nearly three weeks longer than the county median. Sellers are receiving approximately 91 cents on the dollar at closing, and none of the tracked sales closed above list price, based on MLS data for May 2026 closings in 75020. About four in ten closed transactions included seller concessions, averaging roughly $8,300 — a pattern consistent with buyers extracting meaningful terms across a wide range of price points.
Active inventory in 75020 holds at roughly 471 homes against just 72 pending — a ratio signaling continued absorption pressure near-term. Supply sits at over 14 months, a notch above the Grayson County average of around 13 months, with 75020 carrying proportionally more unsold stock relative to its transaction volume. Roughly 278 new listings entered the pipeline over the trailing three months, sustaining inflow as absorption remains slow. The pending-to-active ratio offers little indication of near-term tightening in this zip code.
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Market data last updated Jul 1, 2026, 6:00 AM CDT · Editorial updated Jun 12, 2026, 3:08 PM CDT
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