75020 Home Values

The 75020 side of Denison is a patchwork of eras. Pre-war bungalows and Craftsmans line W Walker and the streets fanning south of downtown, many with original hardwood floors and 1920s character waiting on renovation budgets. A wave of affordable new construction from Imagination Homes and Wyldewood has filled vacant lots with 1,200-to-2,000-square-foot specs priced in the high $200s to low $300s. Half-duplexes and full duplexes built since 2020 dominate the rental stock, often featuring granite counters and vinyl plank on compact lots near Loy Lake Road. A few two-acre parcels with stone or brick homes anchor the south end near the dam.

Price per square foot in 75020 has compressed to roughly $149 during recent closings — about 12% below the Grayson County benchmark and down from around $162 over the trailing year. Closed sales are running roughly 89 days, nearly three weeks longer than the county median. Sellers are receiving approximately 91 cents on the dollar at closing, and none of the tracked sales closed above list price, based on MLS data for May 2026 closings in 75020. About four in ten closed transactions included seller concessions, averaging roughly $8,300 — a pattern consistent with buyers extracting meaningful terms across a wide range of price points.

Active inventory in 75020 holds at roughly 471 homes against just 72 pending — a ratio signaling continued absorption pressure near-term. Supply sits at over 14 months, a notch above the Grayson County average of around 13 months, with 75020 carrying proportionally more unsold stock relative to its transaction volume. Roughly 278 new listings entered the pipeline over the trailing three months, sustaining inflow as absorption remains slow. The pending-to-active ratio offers little indication of near-term tightening in this zip code.