75495 Home Values

Closing faster than at any point in this timeline, homes in 75495 moved to contract in a median of 75 days this quarter, down from 85 the month before — a pace shift that arrives alongside 104 closed sales, one of the larger quarterly samples this zip code has recorded, lending confidence to the read. Based on MLS data for 2026-07 closings in 75495, price per square foot held essentially flat near $192, with the median sale price around $429,000, up roughly 2% from a year earlier. Sellers continued to give back close to four cents on the dollar at closing, with concessions touching a bit over four in ten transactions and just under half of closings landing below list.

The pipeline tells a more cautious story than the closing data. Pending contracts in 75495 fell to 29 against 343 active listings this quarter — roughly half the contract volume seen last month — even as new listings held near 69 per month. Months of supply widened to just under ten, up from around eight, pushing the local pipeline further from balance. Grayson County's broader inventory, still running near a year's worth of supply, offers little counterweight. If the current pace holds, the faster closings showing up in trailing data may not persist into next quarter.

The negotiation gap between list and sale prices in 75495 held tight this quarter, with sellers giving back about four cents on the dollar at closing even as homes took roughly 85 days to reach contract — up from 77 days over the trailing year. Based on MLS data for 2026-06 closings in 75495, the median price per square foot dipped to roughly $193, easing below the annual average of $199. The median sale price ran near $415,000, essentially flat year over year. Nearly half of all transactions included seller concessions averaging about $12,500, and just over half of closings landed below list.

Pending contract volume in 75495 dropped sharply this quarter, falling to roughly 58 contracts against 319 active listings — about one contract for every five and a half homes available. New listing activity accelerated slightly, averaging nearly 70 per month against the prior annual pace of roughly 59. Months of supply edged down to about eight months, holding well below Grayson County's eleven-plus. The combination of rising new listings and softer pending volume signals that the local supply cushion, while still comparatively tight, is gradually widening.

Price per square foot in 75495 settled around $190 in the most recent quarter — roughly 14% above Grayson County's broader benchmark of $167 — establishing a clear valuation premium for this zip code within the county. Based on MLS data for 2026-05 closings in 75495, the median sale price ran approximately $113,000 above the county median, even as sellers here accepted nearly the same share of list price at closing. Concession activity affected roughly 45 in 100 transactions, with sellers giving back an average of about $12,200 — a rate slightly above the county norm, suggesting the premium carries some negotiating friction.

Supply conditions in 75495 tell a notably different story from the county at large. With roughly 8.7 months of supply locally against Grayson County's 15-plus months, this zip code carries a comparatively tighter pipeline — though pending contracts represent a modest share of active listings, signaling that demand has not fully absorbed available inventory. New listing volume remains active heading into the summer window, and the gap between pending and active counts will be a key signal to watch for whether the local supply premium holds or begins to compress toward county levels.