76504 Home Values

Zip code 76504 covers central and older Temple. The housing stock tells the city's full timeline. Early 1900s bungalows near downtown sit alongside 2020s new construction on infill lots. The typical home here is a three-to-four-bedroom, single-story on a compact lot. Build quality varies widely block to block.

At roughly $166 per square foot, recent closings in 76504 set the primary valuation benchmark for a zip code where transaction volume remains quite thin. Sellers here are giving back close to fourteen cents on the dollar at the closing table — an unusually deep discount from list — and nearly nine out of ten sales in the period closed below the original asking price. The year-over-year decline in the median sale price has exceeded twenty percent, a trajectory that reflects sustained softness in buyer demand. Based on MLS data for early 2026 closings in 76504, the limited transaction count warrants hedged interpretation, but the directional pressure is consistently buyer-favorable across all key metrics.

With 24 active listings against only 7 pending contracts, 76504 is carrying well over ten months of supply — a ratio that points toward extended absorption timelines for homes currently on the market. Incoming listings over the trailing period matched the pending count, suggesting available supply is not thinning. Homes in this zip are spending an extended stretch in active status before reaching contract, and the active-to-pending gap directionally suggests near-term conditions will remain slow.