76504 Home Values
76504 Market Snapshot
| Active 18 listings | New 2 30 days | Closed 2 30 days | Pending 0 30 days | Supply 7.7 months | Absorption 0% monthly | Over List 0% sold above | Under List 66.7% sold below | Concessions 80% % of solds | Avg Concession $8,332 seller paid |
Source: NTREIS MLS • Excludes leases • Jun 2026
76504 Market Trends
Central Temple's Value Play Holds Firm
Zip code 76504 covers central and older Temple. The housing stock tells the city's full timeline. Early 1900s bungalows near downtown sit alongside 2020s new construction on infill lots. The typical home here is a three-to-four-bedroom, single-story on a compact lot. Build quality varies widely block to block.
For a third straight month of significant movement, sellers in 76504 gave up more ground between list and sale price, with closed deals settling at roughly 90 cents on the dollar -- down from about 93 cents over the trailing year. The retreat is coming less from formal concessions, though: just over half of sales included one this quarter, versus four in five over the past year, and the average payout eased to roughly $7,000 from about $8,300. Time-to-close also stretched further, nearing ten months versus the annual baseline of about four. Based on MLS data for 2026-07 closings in 76504, price per square foot held flat near $148. With fewer than ten closings recorded, the sample remains thin.
The pipeline in 76504 shows the erosion in seller leverage carrying forward: pending contracts fell to zero against 18 active listings, pushing months of supply above seven and a half -- comfortably past the threshold that favors buyers. New listing activity also slowed sharply versus the trailing-year pace, roughly half as many homes entering the market per month. With no contracts currently working toward closing, the near-term pipeline points toward continued softness rather than a rebound in seller positioning.
Market Updates
For a third straight month of significant movement, sellers in 76504 gave up more ground between list and sale price, with closed deals settling at roughly 90 cents on the dollar -- down from about 93 cents over the trailing year. The retreat is coming less from formal concessions, though: just over half of sales included one this quarter, versus four in five over the past year, and the average payout eased to roughly $7,000 from about $8,300. Time-to-close also stretched further, nearing ten months versus the annual baseline of about four. Based on MLS data for 2026-07 closings in 76504, price per square foot held flat near $148. With fewer than ten closings recorded, the sample remains thin.
The pipeline in 76504 shows the erosion in seller leverage carrying forward: pending contracts fell to zero against 18 active listings, pushing months of supply above seven and a half -- comfortably past the threshold that favors buyers. New listing activity also slowed sharply versus the trailing-year pace, roughly half as many homes entering the market per month. With no contracts currently working toward closing, the near-term pipeline points toward continued softness rather than a rebound in seller positioning.
The standout signal in the most recent closed sales for 76504 is how long homes are sitting before reaching contract. With fewer than ten closings in the quarter, price signals carry wide confidence intervals — but the directional picture is consistent across the thin sample. Based on MLS data for 2026-06 closings in 76504, sellers are conceding roughly fourteen cents on the dollar from list, and nearly nine in ten completed sales landed below the original asking price. Median time-to-close has stretched far beyond the annual baseline of around four months, signaling a pronounced deceleration in transaction velocity even by this zip code's already measured pace.
The pipeline in 76504 reflects a market that has stalled near the entry ramp. Six pending contracts against 25 active listings leaves months of supply above ten — well beyond conditions that would indicate balance. New listing activity over the trailing period matched incoming contracts on a one-for-one basis, offering no relief to the absorption backlog. The active-to-pending ratio directionally suggests near-term velocity will remain subdued; with transaction volume this thin, Bell County's broader trend provides the cleaner read on where conditions are heading.
At roughly $166 per square foot, recent closings in 76504 set the primary valuation benchmark for a zip code where transaction volume remains quite thin. Sellers here are giving back close to fourteen cents on the dollar at the closing table — an unusually deep discount from list — and nearly nine out of ten sales in the period closed below the original asking price. The year-over-year decline in the median sale price has exceeded twenty percent, a trajectory that reflects sustained softness in buyer demand. Based on MLS data for early 2026 closings in 76504, the limited transaction count warrants hedged interpretation, but the directional pressure is consistently buyer-favorable across all key metrics.
With 24 active listings against only 7 pending contracts, 76504 is carrying well over ten months of supply — a ratio that points toward extended absorption timelines for homes currently on the market. Incoming listings over the trailing period matched the pending count, suggesting available supply is not thinning. Homes in this zip are spending an extended stretch in active status before reaching contract, and the active-to-pending gap directionally suggests near-term conditions will remain slow.
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Market data last updated Jul 1, 2026, 6:00 AM CDT · Editorial updated Jul 14, 2026, 3:09 PM CDT
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